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This means you were selected for the offer based on information in your credit report that satisfied our criteria for creditworthiness. Certain events or changes to your information may impact your eligibility. The offer may not be guaranteed if you do not continue to meet pre-established criteria used to select you for the offer.

We require all loan applications to be processed online at simplefastloans.com. However, if you are having trouble with the online application process, we are happy to help you through it! It’s easy.

Loans signed before 2:00 PM ET on a bank day are typically funded the same day. Loans signed after 2:00 PM ET will be funded by the end of the next bank day. There is also has an option to get instant funding using your Visa or Mastercard branded bank debit card. To explore instant funding, process your online application, then Contact Us to check the eligibility of your card for instant funding.

In some instances, an online Instant Bank Verification service (Plaid or Decision Logic) will be used to verify your banking information. This done for your security to ensure that the banking information that has been provided belongs to the applicant. When you provide your online banking credentials to release a bank statement, you are providing this information securely and confidentially to the Instant Bank Verification service, not Simple Fast Loans.

An active checking account is required to process your loan application.

After your loan agreement has been setup, you will be presented with a loan package online to e-sign. This can happen either on the easyfasterloans.com web site directly, or separately through e-mail where we will e-mail you a link to enter the e-sign process. To e-sign, you will need to follow the instructions on the screen and click each spot on the loan agreement where a signature or initial is required. Guides on the left of the screen make it easy to navigate to the next e-sign block to click. Instructions for e-signing your loan documents can be found below.